Best Card to Use for Streaming

Eligible purchases on select U.S. streaming subscriptions.

A high streaming multiplier, but provider eligibility and subscription routing still matter.

Select streaming services.

Useful when the user already values Chase points and has eligible streaming merchants.

Top eligible spend category each billing cycle up to $500 spent; select streaming services are an eligible category.

Best only if select streaming is the user's top eligible category for that billing cycle.

Up to $25 monthly in statement credits for eligible purchases made directly with selected digital entertainment providers.

This is a benefit-credit decision rather than a simple rewards-rate decision.

• Direct billing versus app-store, bundle, or third-party checkout.
• Whether a monthly entertainment credit has already posted.
• Which streaming providers are eligible for each card.
• Whether the user should prioritize a credit, cash back, or transferable points.

• Current subscriptions detected from connected transactions.
• Monthly credits already used or still available.
• Provider names and merchant descriptors.
• User-specific card and subscription overlap.

A monthly statement credit can be worth more than extra points if it applies to a subscription the user already pays for and has not yet claimed.

PerkTrack is designed around benefit windows, claimed value, and connected transaction context, which makes streaming credits a natural fit for the app.